· GemTCG · Finance · 4 min read
Top 5 Credit Cards for Online Pokémon TCG Resellers: Maximize Profits with Smart Cashback
Last year, I earned $2,500 in cash back just by using the right credit cards for my Pokémon TCG reselling business. That’s $2,500 I reinvested into my inventory, helping me grow without cutting into profits. As resellers, we spend a lot online, whether it’s singles, booster boxes, or shipping supplies, and the right credit card can turn those expenses into rewards. In this guide, I’ll share the top 5 credit cards for online Pokémon TCG resellers, focusing on no annual fees, high cash back, and perks tailored to our hustle. Let’s maximize your profits and make every purchase work harder for you!
Whether you’re buying Pokemon card singles, sealed products, or shipping supplies, the right card can help you earn cash back, manage cash flow, and even score sign-up bonuses. But with so many options out there, how do you choose? I’ve done the research (and the math) to bring you the top 5 credit cards for online Pokémon TCG resellers. These cards have no annual fees, low barriers to entry, and high cash back rewards, which is perfect for anyone who makes a lot of purchases online.
Think about it, if you spend $100,000 on inventory in one year using a 2% cash back credit card, you will earn an extra $2,000. That is $2,000 that you would’ve never had if you were using a debit card, cash, or other forms of payment.
Keep in mind, some of these cards may have referral/affiliate links so if you click through the links on this page, you and I will receive extra bonuses (mainly the sign up bonus is the part that gets increased).
Let’s dive in and find the best card to supercharge your reselling hustle!
1. Chase Ink Business Unlimited®
Why It’s Great for Resellers:
- Unlimited 1.5% Cashback on all spending—no category tracking needed.
- $750 Bonus after spending $6,000 in 3 months (perfect for scaling inventory).
- No annual fee and purchase protection for online orders.
- 0% Intro APR for 12 months (then 18.49%–24.49% Variable) helps manage cash flow during bulk purchases.
Best For: Resellers who want simplicity and a large sign-up bonus.
2. Capital One Spark Cash for Business
Why It’s Great for Resellers:
- 2% Cashback on every purchase, including online marketplaces like eBay.
- $750 Bonus after spending $7,500 in 3 months.
- No annual fee for the first year, and free employee cards.
Best For: Sellers who want flat-rate rewards.
3. PayPal Cash Back Mastercard Credit Card
Why It’s Great for Resellers:
- 3% Cashback for all PayPal purchases. This is great because PayPal is the staple for buying cards online in a safe way, so getting 3% back on top of that is amazing! I make all of my purchases using Paypal G&S, so the 3% cashback adds up a ton.
- 1.5% Cashback on all other purchases.
- No credit score impact if you apply and are denied.
- No annual fee and flexible redemption options.
Best For: Resellers who spend heavily on Paypal.
Side Note: This is my favorite card considering how much I utilize PayPal.
4. American Express Blue Business Cash™
Why It’s Great for Resellers:
- 2% Cashback on all purchases (up to $50k annually, then 1%).
- $250 bonus when you spend $3,000 in your first 3 months.
- Expense Tracking Tools to organize business spending.
- 0% Intro APR for 12 months (then 18.49%–26.49% Variable).
- No annual fee and extended warranty protection.
Best For: High-volume sellers who want straightforward rewards, and a high spending limit.
Side Note: This was my first credit card I got and still use it to this day. It’s the best.
5. Ink Business Cash® Credit Card
Why It’s Great for Resellers:
- 1-5% Cash back on all purchases, depending on the category.
- $750 bonus when you spend $6,000 in your first 6 months.
- No Annual Fee and free FICO credit score tracking.
- 5% Cash back on select business categories.
- 0% Intro APR for 12 months (then 17.24%–25.24% Variable).
Best For: New resellers or those who want first-year bonus rewards.
How to Choose the Best Card
Prioritize Cash back Categories
If most spending is on PayPal, opt for cards like PayPal Cash Back Credit Card
Leverage Sign-Up Bonuses
Reinvest bonus cash into inventory (e.g., Chase’s $750 offer).
Watch for Fees
Avoid foreign transaction fees if sourcing internationally (Capital One is a winner here).
Final Tips
- Use business cards to separate personal and reselling expenses.
- Pay balances monthly to avoid interest—rewards mean nothing if outweighed by fees!
Disclosure: This post may contain affiliate links. Always research terms and consult a financial advisor before applying.
Ready to boost your reselling profits?
Pick a card, optimize your spending, and watch your GemTCG hustle shine! 💳✨
GemTCG is your go-to resource for Pokémon TCG reselling strategies.